Credit Cards - Avoiding Fees & Fraud
Updated: Jan 6, 2020
Here are just a few tips as it relates to credit cards!
1. With computer hacking and identity theft on the rise, it's a good idea to contact your credit card company to let them know your dates of travel and destination(s), including any layovers or stops along the way. You may even be able to do this online without having to make a call. If you don't set this up in advance, you run the risk that the company may freeze your credit card and you will have to do the dishes or borrow money from a stranger! This did happen to me...but I was with my kids at the time, who thankfully had some cash on them!
2. Many credit card companies charge international fees on transactions. If you have enough time before your trip, it may be worth applying for another card that you use exclusively for travel. Every cent helps, especially if you are traveling on a budget.
3. Not a fee, but an actual bonus to checkout beforehand, there are several premium credit cards that offer airport lounge access and/or other travel benefits that you may be entitled as a cardholder. This is a great perk especially when traveling internationally where there can be lengthy layovers and you want a more comfortable place to rest while waiting.